Terms and Conditions

Effective Date: [Insert Date]

Welcome to Credit Card Splits (“we,” “us,” or “our”). By accessing or using our website, services, or platform (https://creditcardsplits.com/), you agree to be bound by the following terms and conditions. Please read them carefully before using our services.

1. Acceptance of Terms

By accessing or using our platform, you acknowledge that you have read, understood, and agree to comply with these Terms and Conditions. If you do not agree, you should not access or use the website or our services.

2. Services Provided

Credit Card Splits provides revenue-based business financing solutions, including:

• Credit Card Split Funding
• Merchant Cash Advances (MCA)
• Automated Repayments tied to credit card sales
• Financial tools and resources for small and medium-sized businesses

We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.

3. Eligibility

You must be a registered business entity or an individual authorized to act on behalf of a business to use our services. By using our platform, you confirm that:

• You are at least 18 years old.
• You provide accurate, current, and complete information in any application or registration.
• You are legally authorized to enter into financial agreements.

4. User Responsibilities

By using our website and services, you agree to:

• Provide truthful and accurate information in applications and communications.
• Comply with all applicable laws, regulations, and financial guidelines.
• Keep your account credentials confidential and secure.

5. Funding Agreements and Repayments

• All funding provided through Credit Card Splits is based on future credit card sales and is not a loan in the traditional sense.
• Repayments are automatically deducted from credit card sales or via agreed repayment methods.
• Users are responsible for ensuring sufficient funds are available to cover scheduled repayments.
• Failure to meet repayment obligations may result in account suspension, collection action, or additional fees.

6. Pricing and Fees

All pricing, fees, and repayment terms are transparently listed at the time of funding. Credit Card Splits reserves the right to update fees or repayment structures, with notice provided to users when applicable.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Credit Card Splits or its licensors. You may not reproduce, distribute, or create derivative works from any content without explicit written permission.

8. Privacy

Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and protect your personal information.

9. Limitation of Liability

Credit Card Splits is not liable for any indirect, incidental, or consequential damages arising from the use of our platform. We make no guarantees regarding approval, funding amounts, or repayment outcomes. Users assume all risk related to financial decisions made based on our services.

10. Governing Law

These Terms and Conditions are governed by the laws of the State of New York, USA, without regard to conflict of law principles. Any disputes arising under or related to these Terms shall be subject to the exclusive jurisdiction of the courts located in New York.

11. Modifications

Credit Card Splits reserves the right to revise or update these Terms and Conditions at any time. Users are responsible for regularly reviewing this page for updates. Continued use of the platform constitutes acceptance of any changes.

12. Contact Information

For questions or concerns regarding these Terms and Conditions, please contact us at:

• Email: funding@creditcardsplits.com
• Phone: +(1) 800 123 4567
• Address: New York, USA