About Us
Empowering Merchants With Smarter, Faster, and Safer Funding
At Credit Card Splits, we believe access to capital should be simple, transparent, and aligned with how businesses actually earn revenue. Traditional bank loans and ACH-based repayments are rigid, slow, and risky. We built our platform to change that.
By partnering directly with payment processors, we created a sales-based repayment system that captures repayments automatically at the point of sale. The result? Funding that flexes with revenue, eliminates ACH failures, and puts merchants back in control of cash flow.
Our Mission: Funding That Works for Every Merchant
We are committed to making working capital accessible, transparent, and flexible. By aligning repayments with sales performance, we empower merchants to grow with confidence, without the burden of collateral or hidden costs.
Accessible Capital
Same-day or next-day funding based on sales—not credit scores. Fast approvals without lengthy paperwork.Credit Card Splits
Transparent Repayments
No hidden fees or surprises. Automated sales-based splits ensure repayment is seamless, predictable, and fair.Credit Card Splits
Secure & Flexible
PCI DSS–aligned security with repayment options that flex with revenue. Stability when business slows, strength when it grows.
What We Stand For
Our journey is built on a foundation of trust, innovation, and commitment. Here’s what defines us as we continue to grow with you:
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Integrity in Every Step
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Clarity & Transparency
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Client-Centric Approach
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Innovation That Lasts
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Empowering Financial Freedom
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Building Generational Wealth
What Makes Us Different
Our funding solutions are designed to empower merchants with speed, flexibility, and security, ensuring a seamless growth experience.
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Sales-Based Repayment
No ACH failures, overdrafts, or hidden fees — repayments tied directly to sales.
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Speed of Funding
Access capital the same day or next day to keep your business moving.
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Flexible Options
Choose daily, weekly, or revenue-based repayment schedules tailored to your business.
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Security & Support
PCI DSS-aligned, bank-grade security with dedicated account managers for personalized support.
Our Vision
To become the go-to funding partner for every growth-minded merchant — whether they need capital for payroll, marketing, renovations, or unexpected opportunities. We’re not just funding businesses. We’re helping entrepreneurs build their future with confidence, control, and clarity.
Meet the Team Behind the Platform
We’re a team of fintech innovators, risk managers, and merchant advocates who have spent years inside the payments and lending industries. Together, we saw the flaws of traditional funding — and we decided to build something better.
Expertise You Can Trust
Our combined expertise in payments, compliance, technology, and customer support ensures that every merchant we serve gets not just funding, but a true partnership.
Fintech Innovators
We innovate solutions for faster and smarter funding.
Risk Management Experts
We ensure your funding is safe, compliant, and optimized.
Merchant Advocates
Your growth is our priority, every step of the way.
Ready to Grow
Join the merchants who trust Credit Card Splits for smarter funding.